Membership
DIY Credit pricing
One simple monthly plan for the self-serve toolkit. Review the features below, then enroll when you are ready.
One plan. Your process.
Everything you need to run your own disputes, for one monthly price. No contracts, and you can cancel anytime.
110% money-back guarantee on DIY Credit membership fees when you keep an active paid membership for 6 continuous months under the stated terms. This is about your subscription fees, not a guarantee that disputes succeed or that items are deleted from your report. See full refunds & terms.
DIY Credit
$39.99/month
Cancel anytime. No contracts.
- Credit report access and monitoring across all three bureaus
- Self-serve disputes: you choose what to challenge
- Dispute letter generation
- Dispute tracking in one dashboard
- Works on mobile and desktop
- Community and credit education
- 110% money-back guarantee on membership fees under stated terms
Postage for mailing dispute letters may be purchased separately. Confirm current pricing and terms at enrollment. Results vary, and no specific outcome is guaranteed.
Refunds & terms
110% money-back guarantee
DIY Credit stands behind the membership. If you keep an active paid membership for 6 continuous months and meet the stated terms, you can claim a 110% money-back refund of those membership fees.
- This promise covers membership fees under the stated eligibility window.
- It is not a guarantee that disputes succeed, that any item will be deleted, or that your score will change.
- Results vary. Accurate, verifiable information generally cannot be removed from a credit report.
- Cancel anytime. Outside the guarantee window, a billing month that has already begun is typically non-refundable (confirm at enrollment).
Full refund policy and claim steps live on the DIY Credit site: diycredit.ai/refunds. Terms there are the binding source and may be updated to match this marketing window.